Holiday Insurance

Getting a Holiday Insurance Quote

Getting a quote for your holiday insurance is the first step. We can help you out with that here. As with any service, it pays to shop around and get a few quotes with holiday insurance. That way you can be sure that you’re getting all the cover you need, excellent service, and a great price.

Not all travel insurance policies are created equal so make sure you check exactly what level of cover each policy provides. Some will have hugely different cover limits for things like emergency medical expenses or baggage loss, so take your time, get some quotes, and double check.

Annual vs Single Trip Holiday Insurance

If you’re lucky enough to be jetting off on more than one holiday this year then you could be better off looking into annual holiday insurance. Annual multi-trip policies provide cover for a whole year, and you can take as many trips as you like. As long as all your trips start and end in the UK and they fit within your agreed maximum number of days per trip, you’re covered. You can decide on your trip limit when you choose your level of cover.

If you’ve only got one holiday or trip planned this year then single trip holiday insurance could be the most cost-effective option available to you. Your cover can last anywhere from 1 day to 365 – it’s totally up to you.

Cover for Wherever You Go

We know people like to travel all over the world, so having holiday insurance that suits your destination can make a lot of sense. It doesn’t just have to be for exotic destinations either, if you’re planning a stay-cation this summer then UK holiday insurance can cover you for unexpected events at home. An Annual Multi-trip policy from Columbus Direct will automatically cover you for UK trips - provided you’re in pre-booked accommodation for 2 nights or more. Single trip cover within the UK is also available if you call us. If you’re going slightly further afield, then choosing European cover with Columbus will protect you in all the usual European destinations including some that aren’t necessarily covered within Europe with other travel insurance companies - such as Turkey, Morocco and Tunisia. Also, if you’re off to Thailand (for instance) you can choose Worldwide cover excluding USA, Canada, Mexico and the Caribbean - so you’re not paying over the odds to cover countries that might push your premium up.

Make Sure You’re Protected

Holiday insurance policies are rarely one-size-fits-all. Depending on your circumstances you may need to add in some extra levels of cover, likewise, you might also be able to take advantage of some savings available to you. If you have pre-existing medical conditions then you should check to see whether your holiday insurance covers yours. It’s not worth missing out on that dream holiday for! Travelling after you’ve retired is a dream for many of us, but searching for holiday insurance over 70 can make this a stressful idea. Thankfully, it doesn’t have to be. We believe life is for living, which is why we offer both single trip and annual multi-trip insurance for over 65’s. If you do decide to go for specialist or increased cover it is always worth double checking exactly what you are protected against. And remember to let us know about any pre-existing medical conditions. We can offer cover for many conditions subject to simple medical screening online.

Relax, Unwind and Enjoy

Holidays are the highlights of our year so we want to make sure you enjoy yours to the maximum. That means being able to relax fully, knowing we’ve got you protected against anything that could go wrong. That’s why our final tip is to make sure you fully enjoy your time away. Get your travel insurance quote now!

• We can offer cover ranging from 1-365 days
• There is a flexible range of policies and prices
• We can provide cover for many pre-existing medical conditions
• Free cover for over 150 sports and activities
• Up to £2,500 baggage cover including valuable and delayed baggage
• Gadget cover is optional

Does my travel insurance cover my gadgets?

The amount of connected devices per person is at an all-time high. Smart phones, laptops, smart watches and tablet purchases have all boomed in recent years, and now nearly everyone who travels will be carrying one of these devices. When purchasing your travel insurance, ensure you include gadget cover as an add-on on top of your policy to be covered in case one of your gadgets is lost, stolen, damaged or destroyed. Phones are covered by this travel insurance add-on, as well as tablets, laptops, computers and many more – see a full list here. Don’t forget to contact your service provider if you lose your phone/tablet or if it’s stolen as soon as you notice so they’re able to discontinue the service for your device, and keep your personal information safe.